How to Make Extra Money to Pay Off Debt: 12 Realistic Ways to Start This Week
Cutting expenses only goes so far. Here are 12 realistic ways to earn extra money to pay off debt, plus a free Side Hustle Ideas Sheet to help you pick one and start.
How to Lower Your Expenses to Pay Off Debt: 20 Cuts to Make This Week
Every dollar you stop spending is a dollar that can go to debt. Here are 20 realistic ways to lower your expenses this week, with a free printable sheet to track your savings.
How to Ask Your Credit Card Company for a Lower Interest Rate (With a Script)
A lower APR means more of every payment goes toward your balance. Here’s exactly how to ask, what to say, and what to try if the answer is no.
How to Do a Debt Audit: List Every Debt and Face the Number
Before you can pay off debt, you need to see it. Here’s how to do a 30-minute debt audit, plus a free printable worksheet to make it easy.
Ditch App Review: The Easiest Way to Pay Off Debt Faster
The Ditch app automatically rounds up your everyday purchases and sends the spare change straight to your debt. Here’s my honest review — including pricing, features, and a referral code to get $10 toward your debt.
How to Use Balance Transfer Credit Cards to Pay Off Debt Faster
Paying off credit card debt can feel like running on a treadmill—you make payments, but the interest keeps you from getting ahead. One strategy that can give you a serious boost is using a balance transfer credit card. Done correctly, it can save you hundreds or even thousands…
How to Create a Debt Payoff Plan
A step-by-step guide to creating a personalized plan that actually works for your life Getting out of debt doesn’t have to feel overwhelming or confusing. With the right plan, you can take control of your finances, reduce stress, and build real momentum toward freedom. Whether you’re facing credit…